Security Considerations For Plastic Card Printing For Credit, Debit And Membership Cards

When you are in charge of designing and printing credit or debit cards, or loyalty and membership cards for your customers or members, you always want to stay abreast of the dangers of counterfeiting your identity cards. Your plastic card printing or PVC card printing must always be one level above what the perpetrators are likely to accomplish to bring your losses to an acceptable level.

One of the biggest security considerations when using a plastic credit or debit card is unauthorized copying. After all, when someone copies your credit card or a copy thereof and swipes it at a restaurant in a far foreign land, how would a credit card company know it was not you? Recent mailing from the Discover Card company requesting members to call the Discover toll free number before leaving the country to prevent service interruptions is a testimony to that fact Aadhar Card Status by Name.

Besides copying a credit card, the outright theft of the card itself could be a source of concern. However, theft can often be reported quickly so the damage is limited. But someone’s card is copied, there is no immediate signs, and the member won’t know about the fraudulent activity until next time they log into their online account or receive a statement in the mail.

Two major new ways of copying a plastic credit card have been reported, electro-magnetic skimming and copying of the embossed information. Let’s see how both of these work and how to protect yourself as a card owner, and how to implement security measures in credit or debit card printing.

Electro magnetic card skimming

Recently, devices have been demonstrated that are able to detect and copy the information from a magnetic stripe and RFID (Radio Frequency ID) built into a credit card from a distance of about 1 yard! Imagine, when someone copies your magnetic stripe, all they need is your ZIP code and they would be able to freely pump gas at gas stations.

Watching your credit card statement regularly will discover any such fraudulent activity. Carrying your cards in “radio-opaque” credit card sleeves will help as well. And, whenever you are out and about, be aware of people who try to spend time around you or try to strike conversation with you and are trying to stay in your direct vicinity, and behave suspiciously.

Swiping of embossing

Recently some banks are introducing plastic credit and debit cards without the embossing of the name, debit card number, and the expiration date on the front of the card? Well, only they know why. But, likely, it is just too easy (in a single swipe, just like with the old credit card imprint machines), to get the vital information off of the card. To prevent this, indeed, removing the embossing from the credit cards will make it much more difficult, and obvious for someone in possession of your credit card to take the information down.

Making sure that your card is never out of sight for a long periods of time is a good strategy against such copying attempts. Also, be sure to trust anyone you hand your card over to, for instance the store personnel, or the waiters.

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